Best Portfolio Manager Award
Smarter Wealth, Simplified by Allocation Intelligence™
Maximise wealth with mutual-fund-like returns and cash-like convenience.
Review and rebalance your mutual fund portfolio now.
Over 20+ years of experience, 87% Referral & PAN India Presence
Start your financial journey with a human touch.
Connect with our wealth experts to personalize your investments and credit decisions. In just 15 minutes, gain clarity on your goals, cash flow, and your next actionable step.
Experience Finance Like Never Before
Visit India's first finance-themed café by PlusCash located in Bengaluru's newest lifestyle district near Mall of Asia, right beside the Apple Store. Book your coffee and start a meaningful money conversation today.
📍 Next to the first Apple Store in South India
Sip. Talk. Grow.
A space designed to rethink money with clarity.
Talk about investments and taxes over coffee, not spreadsheets.
Explore smarter credit options in a calm, curated space.
Discover real stories behind wealth, work, and aspirations.
Plan your next aspiration education, travel, homes, cars, and more.
Connect with like-minded achievers, or simply unwind and reflect on your financial journey.
Trusted ByDoctors
Money Meets Meaning
We connect finance with lifestyle. From curated brands to experiences, PlusCash gives members access to exclusive lifestyle benefits that reward smarter financial behavior.
Designed to Keep Your Wealth Working Smarter
Your money should always work toward what matters. Our data driven approach ensures your investments stay aligned, optimized, and continually progressing.
Your priorities drive the plan. Whether it's building a retirement corpus, funding education, buying a home, or planning monthly income, we track and review your top goals with clear progress visibility.
Understand Your Money Better with Allocation Intelligence™
PlusCash brings transparency and clarity to your portfolio. Our Allocation Intelligence™ engine analyzes distribution across asset classes, sectors, and funds revealing overlaps, concentration risks, and missed opportunities.
AssetVue
Deep portfolio insights and fund analysis.
Liquidity Without Liquidation
Access quick, low-cost credit against your mutual funds without selling your investments or triggering taxes. PlusCash Credit lets you borrow smartly while your money keeps growing.
Instant credit line against top mutual funds.
Unlock liquidity without disturbing your long-term investments. Get an instant credit line backed by your existing mutual fund portfolio quick, seamless, and always available when you need it.
Continue earning market returns.
Your money keeps working for you. Even while you use the credit line, your mutual fund units remain invested, allowing you to continue benefiting from potential market gains.
Ideal for short-term goals and tax efficiency.
Perfect for planned or unexpected short-term expenses. Since you don’t have to sell your investments, you avoid triggering taxes on capital gains and maintain the compounding momentum of your portfolio.
No need to redeem units.
Skip the hassle of premature redemptions. Access funds instantly without affecting your SIPs, investment strategy, or long-term wealth-building plans.
Trusted by Smart Investors Across India
The Mind Behind PlusCash
Pranav Koomar founded Plus Capital in the early 2000s and has over 20 years of experience in wealth management. His current company manages over 1,100 high net worth individuals and assets worth 450+ crores. Pranav is dedicated to simplifying wealth solutions and democratizing the investment industry.
Personal CFO Session by PlusCash
A dedicated financial strategist for your life, goals, and wealth.
Money becomes simpler when you have someone who thinks like a CFO but works only for you. With Amit acting as your Personal CFO Partner helps you organise, optimise, and grow your entire financial life with the same discipline top companies use.
What Your Personal CFO Helps You With
Salary & Cashflow Structuring
Make your monthly inflows more tax-efficient and aligned with your lifestyle.
Better design → more savings → more investing power.
Tax Planning & TDS Clarity
From property transactions to capital gains and annual tax optimisation your Personal CFO ensures transparency and eliminates confusion.
Cashflow Discipline & Behaviour Coaching
Build the habits that create long-term wealth smart spending, consistent investing, and protection from emotional decisions.
Tax-Efficient Investment & Withdrawal Strategy
Choose the right instruments and right withdrawal sequence to minimise capital gains tax, avoid unnecessary TDS, and optimise indexation benefits.
Book a Personal CFO Session
Available at the PlusCash Experience Centre near the Mall of Asia
(Or online by appointment)
Stories, Insights & Money Psychology
Money & Emotions - How people really feel about their finances ?
In Conversation with Pranita Agarwal: Valuer, Investor & Money Mentor
From Impulse Buyer to Intentional Investor
“Liquidity Boundaries” Your New Superpower
Understanding SOA and Demat : Their differences and which one is right for you.
The Hidden Costs of "NO COST" Direct Mutual Fund Platforms & PMS - Why PlusCash Is Different?
Diwali and the Light of Wealth.
The Next Chapter in Global Trade: What India’s China, Russia Convergence Means for Your Wealth
What’s the point of winning… if it doesn’t satisfy your soul?
Numbers That Make Sense
SIP Calculator
Frequently Asked Questions
PlusCash is a new-age wealth management platform built around Active Allocation and Allocation Intelligence™. We help you invest smarter, earn higher, and stay liquid at all times.
- High mutual-fund–like returns
- Cash-like liquidity
- Portfolio oversight by seasoned wealth managers
- Real-time allocation strategies
You get the performance of a well-managed portfolio, without the complexity.